Licensed Insurance Agency
Medicare, health and life insurance made simple for you and your family.
Allguard Insurance Corp. is an independent, licensed insurance agency. We compare Medicare, Obamacare, supplemental and life plans across multiple carriers, explain the tradeoffs in plain language, and our help costs you nothing. English and Spanish.
Medicare
Advantage, Supplement and Part D plans compared side by side before you sign anything.
Health insurance
ACA Marketplace plans with a full subsidy review, so you never pay more than you have to.
Life insurance
Term, whole life and final expense protection for the people who depend on you.
Your Insurance Partner
An independent agency that compares plans from multiple carriers
We are not tied to a single carrier, so the plan we recommend is the one that fits you. We handle the enrollment paperwork, then stay on as your agent for claims questions and annual reviews.
Licensed & independent
We represent you, not a single carrier
- Guidance at no additional cost, and your premium never changes
- Se habla español, from the same agent every time
What we cover
Four lines of coverage, one licensed agent, and no cost for our help.
Medicare plans
Advantage, Supplement and Part D compared side by side, plus an Annual Enrollment review every October.
Obamacare / ACA
Marketplace health plans with a full subsidy review, matched to your doctors and your prescriptions.
Supplemental coverage
Dental, vision, accident and critical illness plans that pay cash benefits directly to you.
Life insurance
Term, whole life and final expense protection, sized to your family and your budget.
Real help from an agent who answers the phone
Most people meet insurance at the worst possible moment. A birthday that triggers Medicare enrollment, a job change that ends a health plan, a diagnosis that turns a policy document into something you finally have to read. Allguard exists for that moment. We compare the plans you qualify for, explain the tradeoffs in plain language, and handle the paperwork from start to finish.
- We compare plans by your doctors and your prescriptions
- We handle the enrollment paperwork start to finish
Plan comparison at no additional cost
No cost, no obligation, and no pressure to switch.
” The best service! I’ve been with Yoel for years and he’s helped me so much with everything from health insurance to taxes. I recommend him 100%. “
Yenisey Cruz, Google review
Why choose us
Why families and seniors trust Allguard with their coverage.
Four reasons families and seniors stay with us year after year.
Licensed and independent
We compare multiple carriers instead of representing just one.
Plans built around you
Your doctors, your prescriptions and your budget, in that order.
Service in two languages
English and Spanish, from the same agent who wrote your policy.
No additional cost for our assistance
There is no additional charge for working with us to compare available plans.
Medicare basics
Turning 65? Here is what to know
Short, plain-language answers to the Medicare questions that cost people the most money.
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Do not miss your window
Your Initial Enrollment Period
It runs seven months, starting three months before the month you turn 65 and ending three months after. Miss it without other qualifying coverage and you can carry a late enrollment penalty for the rest of your life. One call is usually all it takes to get this right.
Find the coverage that fits your needs
Reviews
What our clients say
Real feedback from the families and seniors we have helped enroll.
Common questions
The questions we get asked most
If your question is not here, call us. Most answers take about five minutes.
No. Our clients do not need to worry about any additional costs or fees. Our consultations and quotes come at no additional cost. Your best contribution is joining our family, where your concerns matter.
Your Initial Enrollment Period runs seven months, starting three months before the month you turn 65. After that, Annual Enrollment runs October 15 through December 7 each year. Certain life changes, like a move or losing employer coverage, open a Special Enrollment Period.
Yes. We review your current plan against everything available this year, and we will tell you honestly if the plan you already have is still the best one for you.
News and updates
Insurance news that may affect your coverage
Newsroom Feeds
- Trump Administration Announces More Than $19 Million to Expand Telehealth, Specialty Care, and the Healthcare Workforce Across West Virginia
- Trump Administration Announces $39.7 Million to Modernize Rural Healthcare Across Missouri
- CMS Finalizes Rule to Help More Organs Reach Patients and Strengthen Accountability for Organ Procurement Organizations
- Medicare and Medicaid Programs; Organ Procurement Organizations Conditions for Coverage: Revisions to the Conditions for Coverage, Final Rule (CMS 3409-F)
Important disclosures. Allguard Insurance Corp. is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Assistance Program, to get information on all of your options.