About us
An independent agency built on straight answers
Meet your agent
Yoel Alvarez
Yoel Alvarez
Yoel Alvarez
Insurance Agent | Allguard Insurance Corp.
Yoel Alvarez is an insurance professional with several years of experience dedicated to helping individuals and families understand their coverage options and make informed decisions based on their unique healthcare and financial needs.
Through Allguard Insurance Corp., he provides personalized guidance in Health Insurance, Medicare, Medicaid, Supplemental Insurance, Dental & Vision, and Life Insurance. He has completed Medicare and Medicaid training and certifications and is cross-trained with multiple insurance carriers, allowing him to assist clients in navigating a broad range of coverage options and benefits.
His approach focuses on making insurance easier to understand while providing personalized support throughout the entire process, from exploring coverage options and enrollment to helping clients better understand, navigate, and utilize their benefits.
As a bilingual insurance professional, Yoel provides services in both English and Spanish, with a strong understanding of the needs of the Hispanic community, while proudly serving individuals and families from all backgrounds.
He is focused on customer satisfaction and on helping clients identify coverage that fits their healthcare needs and financial circumstances. Through personalized plan guidance, he has helped clients better manage healthcare expenses and avoid potentially significant out-of-pocket medical costs.
More than providing coverage, his goal is to help every client feel informed, supported, and confident in their insurance decisions.
Your Insurance Partner
An independent agency that puts your plan first
We are not tied to a single carrier, so the plan we recommend is the one that fits you. We handle the enrollment paperwork, then stay on as your agent for claims questions and annual reviews.
Licensed & independent
Licensed agent, multiple carriers compared
- Guidance at no additional cost, and your premium never changes
- Se habla español, from the same agent every time
Medicare
Advantage, Supplement and Part D plans, compared plan by plan before you sign.
Health & supplemental
ACA Marketplace plans, plus dental, vision, accident and critical illness coverage.
Life insurance
Term, whole life and final expense protection for the people who depend on you.
Our mission and values
We explain coverage in plain language
Three things we will not compromise on, no matter which plan you end up choosing.
Plain language
If we cannot explain a plan in one sentence you understand, it is the wrong plan or the wrong explanation.
The relationship starts at enrollment
Most agents disappear after the application. We are the ones you call in March when a claim gets denied.
Medicare basics
Turning 65? Here is what to know
Short, plain-language answers to the Medicare questions that cost people the most money.
Do not miss your window
Your Initial Enrollment Period
It runs seven months, starting three months before the month you turn 65 and ending three months after. Miss it without other qualifying coverage and you can carry a late enrollment penalty for the rest of your life. One call is usually all it takes to get this right.
Important disclosures. Allguard Insurance Corp. is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Assistance Program, to get information on all of your options.